5/ The Difference of Installment ADE from Other Platforms

Speed and Convenience: Installment ADE offers a faster and simpler loan process compared to traditional banks. While banks may take several weeks to approve a loan, we can complete the process in just a few days or even hours, thanks to advanced credit evaluation technology.

Flexible Loan Formats: We diversify loan types to accommodate both sides, accelerating the negotiation process and streamlining loan procedures.

We offer three installment plans as follows

Plan Installment	Interest + principal/ month	Principal/month	Interest/ month
100% ADE	24%	14%	10%	Get profit daily and automatic transfer to the system wallet
100% ACE	3%			Get profit daily and automatic transfer to the system wallet
80% ADE token, 20% ACE token	15%	10%	5%	Get profit daily and automatic transfer to the system wallet

Earning Receipt Limit with $ADE

- Earning will be calculated by: Profit + commission.

- The limit is calculated by: the total investment X level multiplier.

- The level multipliers start from levels 1 to 6 and are described in the table below.

Level	Level Multiplier
Level 1 - Silver	3
Level 2- Gold	3.25
Level 3 - Ruby	3.5
Level 4 - Emerald	3.75
Level 5- Diamond	4
Level 6 - Circle of Diamond	4.25

If users want to increase the earning receipt limit, they need to either increase their level or invest more in the AADEX system.

Flexible Approval Criteria: We approve loans based on multiple factors rather than just credit scores. AADEX provides a comprehensive assessment of financial status, business potential, personnel factors, and other elements, allowing us to approve certain special cases that traditional banks might decline.

Respect for Small and Short-Term Loans: Banks are reluctant to offer small or short-term loans due to high operational costs. Apollocaps leverages AI technology to identify and manage loan portfolios across different timeframes, reducing processing costs to meet the short-term capital needs of small businesses.

Flexible Repayment Models: We offer daily repayment models, making it easier for borrowers to manage cash flow compared to large monthly payments required by traditional banks.

Personalized Support: AADEX not only provides capital but also accompanies borrowers throughout the process. We offer continuous consulting and guidance, creating a closer relationship with borrowers than traditional institutions.

Expanded Service Reach: Many individuals and small businesses lack sufficient credit history or collateral to secure loans, often due to limited knowledge of borrowing or concerns about complex bank procedures. Apollocaps provide these opportunities, offering continuous support and facilitating quick access to loans, helping to drive business growth and economic development.

Technology and User Experience: Our platform is fully online, and user-friendly from loan application and funding to disbursement and repayment. This is particularly appealing to millennials and Gen Z, who are accustomed to digital solutions.

Key Factors:

• Accurate credit evaluation system

• Effective risk management

• Transparent information

• Data security

• Compliance with peer-to-peer lending regulations

Supporting Technology:

• Online lending platform

• Big Data and AI in Credit Evaluation

• Blockchain for transparency