5/ The Difference of Installment ADE from Other Platforms
Speed and Convenience: Installment ADE offers a faster and simpler loan process compared to traditional banks. While banks may take several weeks to approve a loan, we can complete the process in just a few days or even hours, thanks to advanced credit evaluation technology.
Flexible Loan Formats: We diversify loan types to accommodate both sides, accelerating the negotiation process and streamlining loan procedures.
We offer three installment plans as follows
Earning Receipt Limit with $ADE
- Earning will be calculated by: Profit + commission.
- The limit is calculated by: the total investment X level multiplier.
- The level multipliers start from levels 1 to 6 and are described in the table below.
If users want to increase the earning receipt limit, they need to either increase their level or invest more in the AADEX system.
Flexible Approval Criteria: We approve loans based on multiple factors rather than just credit scores. AADEX provides a comprehensive assessment of financial status, business potential, personnel factors, and other elements, allowing us to approve certain special cases that traditional banks might decline.
Respect for Small and Short-Term Loans: Banks are reluctant to offer small or short-term loans due to high operational costs. Apollocaps leverages AI technology to identify and manage loan portfolios across different timeframes, reducing processing costs to meet the short-term capital needs of small businesses.
Flexible Repayment Models: We offer daily repayment models, making it easier for borrowers to manage cash flow compared to large monthly payments required by traditional banks.
Personalized Support: AADEX not only provides capital but also accompanies borrowers throughout the process. We offer continuous consulting and guidance, creating a closer relationship with borrowers than traditional institutions.
Expanded Service Reach: Many individuals and small businesses lack sufficient credit history or collateral to secure loans, often due to limited knowledge of borrowing or concerns about complex bank procedures. Apollocaps provide these opportunities, offering continuous support and facilitating quick access to loans, helping to drive business growth and economic development.
Technology and User Experience: Our platform is fully online, and user-friendly from loan application and funding to disbursement and repayment. This is particularly appealing to millennials and Gen Z, who are accustomed to digital solutions.
Key Factors:
Accurate credit evaluation system
Effective risk management
Transparent information
Data security
Compliance with peer-to-peer lending regulations
Supporting Technology:
Online lending platform
Big Data and AI in Credit Evaluation
Blockchain for transparency
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